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If you need to pay off debt, save up seed money for a business or investment, consider these easy money saving ideas.  More ideas added on 2/22/12.

1) Quit or cut back on smoking.

2) Snack on ramen noodles.
3) Eat instant rice.
4) Drive a fuel efficient car.
5) Shop at discount outlets.
6) Raise the deductibles on your auto insurance.
7) Try to buy used goods on Amazon and EBay.
8) Cancel credit card insurance.
9) Find the best prepaid long distance calling cards.
10) Eat out much less.
11) Make coffee at home.
12) Buy a 2 or 3 year old car.
13) Do not lease a car.
14) Get a no fee checking account.
15) Enjoy free things (sunsets, hugs, the radio, massages from your spouse, etc).
16) Get a TV with a built in cable box. (This will lower your cable bill).
17) Use fluorescent light bulbs.
18) Use your local library.
19) Turn your thermostat down a bit.
20) Fill up your freezer and your freezer will require less energy.
21) Shop for the best travel deals online.
22) Cancel the caller ID.
23) Pay bills on time.
24) Pay bills online.
25) Use a cheap ISP.
26) Use a water filter rather than buying bottled water.
27) Delay all major purchases and shop for a better deal.
28) Buy term life insurance.
29) Buy beer from the distributor.
30) Subscribe to magazines. Don’t buy them at the store.
31) Consolidate your student loans and save a little money.
32) Stock up on items you need (like staples)when you get a great deal.
33) Change your motor oil and transmission fluid on time.
34) Go to matinees.
35) Know what you are saving for.
36) Eat leftovers.
37) Sell toys (boats, cars, etc.) that you don’t use.
38) Cut out middle men as much as possible.
39) Get regular check ups at the doctor’s office.
40) Don’t let a mooch, a crook, or a grossly immoral person into your life.
41) Don’t buy annuities, unless you have already maxed your Roth IRA and 401K. You have to pay a big commission to get an annuity.
42) Don’t drive more than you need to.
43) Drive safely.
44) Don’t drive an expensive (esp. European) car.
45) Don’t plug vending machines.
46) Don’t buy appliance insurance.
47) Avoid interest only loans.
48) Don’t buy too big of a house.
49) Use ATM’s as little as possible.
50) Clip coupons.
51) Never co-sign a loan or credit card.
52) Avoid payday loans like the plague.
53) Control your temper. Don’t break things or damage relationships, etc.
54) Don’t buy things to impress other people.
55) Grow fruit and vegetables in your back yard.
56) Join BMG if you need to buy CDs. BMG is the best deal on music. Wal Mart.com is cheap too, especially if you are just after one song.  You can sometimes borrow the CDs you are after at the library.
57) Buy store brand and generic brand items whenever possible.
58) Don’t pay $200 to $400 for a customized subliminal. Make your own on your PC.
59) Buy clothes during preseason and post season.
60) Save up for things you want, never finance.
61) Shop for the best interest rates on credit cards.
62) Have an emergency fund of 3-6 months expenses 12 months if you're retired.
63) Don’t get acupuncture or expensive food for your pets.
64) Don’t go to the mall.
65) Run your dishwasher on energy saver.
66) If you can manage, rent out a room or rent an apartment with a friend.
67) Buy separates, when shopping for clothes (Buy versatile clothes).
68) Buy a bread machine and use it.
69) Keep your body in good condition.
70) Return movie rentals on time.
71) Drink at home, rather than in bars.
72) Screen your phone calls to avoid crooks and telemarketers.
73) Donate plasma for extra money.
74) Go to a community college for your first two years of college.
75) Put your change into a coffee can and deposit it when it is full.
76) Keep dues to a minimum.
77) Reduce stand by power, by getting a power strip for your TV and DVD player.
78) Use generic prescriptions if possible.
79) Cancel your mortgage insurance.
80) Buy treasury bills directly through the US Treasury dept.
81) Don’t smoke expensive cigars (at least not very often).
82) Fill up with regular unleaded, not super.
82B) Earn rewards when you buy gas (with store and/or credit card.)
83) Skip the popcorn and pop at the matinee.
84) Sign up for the grocery store discount card.
85) Use shut off timers for the lights and water heater.
86) Bundle all your telephone bills with the same company.
87) In order to avoid identity theft, shred any documents that have sensitive information.
88) Don’t do a lot of transactions on your 401K, you will get nickeled and dimed.
89) Get a prenup.
90) Call up your creditors and see if you can get better terms.
91) Do your laundry in the early morning or late at night.
92) Don't pay to e-file your tax return.
93) Seal the drafts under your doors.
94) Take advantage of senior and student discounts.
95) Don't buy a dvd or video game unless you know you will watch it or play it many times.
96) Trade and share with friends and family whenever possible.
97) Always return defective merchandise.
98) Don't leave the door open with the heat or AC on. (As Mom used to say)
99) Don't join an organization that requires dues, unless you really have to and/or gonna get the most out of it.
100) Don't feel like your kids should have EVERYTHING.
101) Run the dishwasher only when full.
102) Never go to strip clubs.  I'm not saying you do.
103) Buy the better brands when there is a sale.
104) Maintain your PC yourself regularly and run a firewall and antivirus.
105) Don't borrow against your home.
106) Don't play the lottery.
107) Support local politicians that cut wasteful spending. This should lower your taxes.
108) Buy short term disability insurance.
109) Keep good financial records.
110) Make a budget and stick to it.
111) Never bounce checks.
112) Avoid the business in a box and other get rich quick schemes like the plague.
113) To help avoid being ripped off, be sure to read this site: http://www.sec.gov/investor/pubs/cyberfraud.htm
114) Pay off your mortgage off early. This will save you THOUSANDS!
115) Install a water restrictor in your shower.
116) Check all your bills for errors.
117) Have relatives babysit your kids.
118) Pay life insurance annually.
119) Cook a lot and put the excess food in your freezer.
120) Avoid junk food.
121) Use refillable ink cartridges.
122) Don't shop in a rush. Go the store with a list.
123) Use www.openoffice.org rather than purchasing many versions of Word.
124) The best business books you need to read are here at a good discount.
125) Don't rent to own anything.
126) Don't buy a book unless you believe you will refer to it or reread it.
127) Buy personal liability insurance.
128) See if you can find a cheaper place to live.
129) Replace other drinks (like energy drinks) with water.
130) Consider shopping for jewelry, tools, video games, etc. at pawn shops.
131) Cancel some of your features or options on your cell phone.
132) Cancel online subscriptions that you don't use.
133) Keep your vices minimal and in check.
134) Don't use excessive amounts of detergents, cleaners, etc.
135) Tell yourself, hypnotize yourself if you need to, that you want passive income instead of a habit, trophy, or misc. purchase. 
136) Install a water saving shower head.
137) Eat at cheap buffets.
138) Use skype or other IM services and save on long distance.
139) Shop at local farmer's markets.
140) Clean your lint trap in your clothes dryer.
141) 2 liter bottles of pop are cheaper than cans.
142) Borrow, rather than buy, tools, etc.
143) Buy an Entertainment Book.
144) Buy checks from printing companies, rather than from your bank.
145) Don't spend money on paint protection, special coverage, or extended warranties.
146) Use a GPS and possibly spend less on gas.
147) Know which gas stations are cheapest in your area.
148) Make travel plans for the week, rather than the weekend.
149) Vacation where the US Dollar (or your currency) is worth more.
150) Make smoothies at home.
151) Go to the grocery store after you eat.
152) Only wash your clothes with cold water.
153) Choose cheaper hobbies.
154) Use dealtaker.com and save on purchases.
155) You can save on more than books at Amazon and Ebay.
156) Use Red Box to rent DVDs for cheap.
157) Pay your life insurance annually.
158) Pay your car insurance semi annually.
159) Insulate your water heater.
160) Cut back on the use of your printer.
161) Avoid using AC in your car if you can help it.
162) Do some research and be careful about starting or investing in a start up.
163) Try a One a Day Energy pill instead of an energy drink.
164) If you own an annuity, leave it where it is, don't cash it out.
165) Do your own SEO work. Don't pay out the nose for SEO consulting.
166) Don't pay for credit repair scams.
167) Use the Links section of this site before you spend big money on programs or classes or seminars.
168) Avoid the new generation of home based businesses.
169) Don't buy real estate with no money down, especially if you can't afford it, anyway.
170) Don't buy into newsletters and special reports that claim to have “little known secrets”, unless you check Seeking Alpha dot com, and Yahoo Finance first.
171) Don't be rushed into any deal, from buying a home to selling collectibles on EBAY.  Don't pressure or rush yourself, either. Think through the deal.
172) Consider buying an audio on CD, rather than download. You can resell CDs. Sometimes audios go out of print which can raise the price.
173) Avoid buying exotic pets until you are out of debt or semi wealthy.
174) Practice martial arts punches and kicks at home.  It’s free.
175) Use spending apps on your smart phone.
176) Eat Ravioli, it's a steal at $1 a can.
177) Sign up at Netflix. Entertainment doesn't get much cheaper.
178) Carpool and share rides when you can.
179) Again, minimize fees and commissions in your retirement accounts.
180) Use gift cards you receive if at all possible.
181) Hang out with (and hire) budget conscious people and minimalists.
182) Have your Master Mind group hold you accountable to your saving/investing plan.
183) Eat more vegetables and less meat.
184) Buy food from local farmers if possible.
185) Use DSL rather than cable if you can.
186) Water your lawn less and water the lawn after sunset.
187) Avoid driving during rush hour.
188) Check the Links page at this site for free video lectures, news, investing info, and other information.
189) Buy the parts and assemble your own computer.
190) Eliminate shopping and leisure time by working overtime.
191) Buy textbooks that are a couple years old. Be sure the text did not change significantly.
192) Begin your savings plan today, whether you think you are ready or not.